If you have been going on your community forums lately (like I have), you will find some people have been grousing about how hard it is to find a bulk bill dentist Adelaide. Since I had this difficulty too, prior to finding my current bulk bill dentist Adelaide, I thought I’d write this post to provide some assistance. If you would like to learn more about what a bulk bill dentist Adelaide is, keep on reading.
Bulk Bill Dentist Adelaide Tips
A bulk bill dentist Adelaide is a dental practitioner who does not bill clients directly, but instead simply forwards the charges to Medicare (or any other HMO with the same program). This kind of dentist provides just the same kinds of services like any other practitioner, except for the manner by which patients are billed.
When you go into a typical dental clinic to have a procedure, you will be asked to pay a scheduled fee, or the amount of value equivalent to the service you have just agreed to. A scheduled fee comes out of your own pocket although you do have the option to apply for a reimbursement with your insurance provider. It can also be billed directly to your HMO.
With some health coverage programs, a dentist may not charge you the whole amount of the scheduled fee. Instead, you simply pay the gap fee, or the amount that is in excess of the scheduled fee. Since the scheduled fee is determined by government and professional agencies, it is actually an averaged notion of service value, and does not always equal the actual fees charged by a particular dentist. For example, some dentists may choose to charge fees higher than the scheduled fee, thereby resulting in a gap between the scheduled and actual fees. This gap fee is shouldered by a patient, and is not eligible for reimbursement as it is beyond the coverage of the health insurance policy.
Bulk Bill Dentist Adelaide Guide
With a bulk bill dentist Adelaide, you no longer have to pay any gap fees or scheduled fees. Instead, you simply come in and provide your insurance details, have the procedure and get out. The bill is directly sent to the HMO. There is no longer any gap fee, because a bulk bill dentist agrees to only charge the scheduled fee (which is typically only 75-85% of actual service value).
As you can imagine, bulk bill dentist Adelaide are pretty much in demand, as people naturally want to avoid paying money if it can be helped.